Mastercard
Issuance of a virtual Mastercard bank card in US dollars.
$1.50to open
- 3D Secure
- Apple Pay
- Google Pay
- Reloadable
- Spending limits
- 36-month card
- Up to 5 cards per account
We issue themVisa and Mastercard · ready in 3 minutes
Top it up. Pay anywhere.
Put money on the card and pay for subscriptions, games, AI tools, hotels and flights. It works anywhere Visa and Mastercard are accepted — which is almost everywhere.
MASHKIN CASHMastercard
5321 0084 •••• 4207
CardholderA. RUMYANTSEV
Valid thru08/30
Payment approved12:41
OPENAI.COM$20.00
- 2
- card schemes
- 3 min
- and it is ready
- 190+
- countries
- 24/7
- support
We issue the cards ourselves
The card isn’t borrowed. It’s ours.
The cards are issued by our Hong Kong company, through a partner bank that provides access to Visa and Mastercard. Put simply: the card you open is ours. We don’t resell somebody else’s.
That is why we can answer for it. How long the card lives, what its limits are, whether a payment goes through at a particular shop — those are our questions, not a promise to check with the provider.
We spent eight years selling digital goods and kept running into somebody else’s rules. Now the rules are ours, and there are far fewer of them.
Cards you can open right now
The list and the prices come from the catalogue — this is exactly what is available in the dashboard today.
Visa
Issuance of a virtual Visa bank card in US dollars.
$3.45to open
- 3D Secure
- Reloadable
- Spending limits
- 36-month card
- Up to 5 cards per account
Business
For team spending
On requestfrom 10 cards
- Employee cards on one shared account
- Its own limit and categories on every card
- Export every transaction for accounting
- Open and freeze cards over the API
Pay like with any other card
A shop cannot tell this card was made “for foreign services”. Below is not a wall of logos but a statement: merchants our cards have already paid.
- Meta AdsAdvertising22approved
- SpaceshipDomains, hosting and cloud13approved
- ChatGPT (OpenAI)AI services8approved
- Telegram PremiumSubscriptions and apps8approved
- Vast.aiAI infrastructure7approved
- Claude (Anthropic)AI services6approved
- NamecheapDomains, hosting and cloud5approved
- Supercell (Brawl Stars)Games5approved
- GoDaddyDomains, hosting and cloud4approved
- Google AdsAdvertising4approved
- Google PlaySubscriptions and apps4approved
- SpotifySubscriptions and apps4approved
By category
The export also held cafés, petrol stations and shops in various countries — we do not publish those, they are private spending. The card works anywhere Visa and Mastercard are accepted.
Four steps, three minutes
- 01
Sign up
A phone number and an email. No password to invent — you sign in with a code from a message.
- 02
Verification
A photo of your passport and a selfie. Usually a couple of minutes; longer only if the photo is unreadable.
- 03
Top up
By bank transfer or from another card. The fee and the final amount are shown before you pay.
- 04
Pay
The card number appears in the app right away. From there you use it like any other card.
What costs what
Prices and terms come from the catalogue — exactly the ones you will see when you open a card in the dashboard.
| Mastercard | Visa | |
|---|---|---|
| Opening | $1.50 | $3.45 |
| Top-up | $0.80 per $1 on the card | $0.80 per $1 on the card |
| Confirmation by code | Yes | Yes |
| Phone wallet | Apple Pay, Google Pay | — |
| Reloadable | Yes | Yes |
| Spending limits | Yes | Yes |
| Limit per purchase | $1,000.00 | $1,000.00 |
| Valid for | 36 months | 36 months |
| Cards per account | up to 5 | up to 5 |
1The top-up fee is shown before you pay, so you know in advance how much lands on the card.
2You are charged in your own currency — the exact amount is shown before you confirm.
The card does what you say
Everything happens in the app — no phone calls, no waiting for business hours.
Code to confirm
When a shop asks for confirmation, the code comes to you. Where no code is needed, the card stays out of the way.
Freeze
One tap stops the card, one tap brings it back. The card number stays the same.
Your own limits
Set a ceiling per purchase, per day and per month. Handy with subscriptions that like to get pricier.
Number and CVV
Shown after confirmation and hidden again straight away. They won’t be left on a stray screenshot.
Notifications
Every purchase arrives at once: where you spent, how much and in which currency.
Closing
Close the card whenever you like. What is left comes back to your balance instead of vanishing.
Issue cards under your brand
Since we issue cards ourselves, we can issue them for you too. If you are building fintech, a marketplace or a payouts product, cards will open inside your own app and under your own brand.
Cards under your brand
Your design and your BIN. Issuing, processing and settlement with the networks are on us.
Issuing API
Open a card, set a limit, freeze it, reveal the number, receive a webhook on every purchase. Docs, sandbox and test BINs.
Checks are on us
KYC, transaction monitoring and reporting to the networks. You get to work on the product.
What people ask most
How is it better than other virtual cards?
It comes down to who issues it. Most services resell a partner’s cards and live by the partner’s rules: the partner changes the terms and the service changes them right after. Our cards are issued by our own Hong Kong company, so the rules are ours and so is the responsibility.
Is the card in my name?
Yes. The card is virtual, so your name is not embossed on plastic — it lives in the card details. Use the same data you used for verification, otherwise some shops will turn the payment down.
What do you need for verification?
A passport and a selfie. Everything is checked automatically and usually takes a couple of minutes. A card cannot be opened without it — Visa and Mastercard require it, not us.
How do I put money on the card?
By bank transfer or from another card. The fee and the final amount are shown before you pay, so you know exactly how much lands on the card.
Can a payment fail?
It can, just like with any card. Usually the shop is the reason: it doesn’t serve your country, it wants a billing address, or it suspects card testing. The app shows why the payment was declined and support will tell you what to fix.
What happens to the money if I close the card?
What is left goes back to your account balance straight away. From there you move it to a new card or withdraw it. We charge nothing for closing.
Open a card in three minutes
Sign up with a phone number. The virtual card is free.
Get a cardAlready registered? Sign in — cards are opened from the app.